LoanMate — Saves You Money

Decision tools

Loan calculators

Test the numbers before you talk to a lender. Everything runs in this page, nothing is saved, and every result is an estimate.

Debt-to-income ratio

See how much of your gross monthly income goes to recurring debt.

For education only. This calculator uses the numbers you enter and does not produce a loan offer, approval, guarantee, or personalized rate. Actual terms depend on lender underwriting and your credit profile. LoanMate.ai is not a lender or broker.

Uses gross income before taxes. Include minimum card payments, auto, student and other recurring debts. Different loan programs use different limits.

Estimate

Estimated total DTI

40.0%

Housing ratio: 30.0%
Total monthly debts: $4,000
Gross monthly income: $10,000

For education only. This estimate uses only the numbers entered here. It is not a loan offer, approval, guarantee, personalized rate, or financial advice. Actual terms depend on a lender’s underwriting and your credit profile. LoanMate.ai is not a lender or broker.